Demand Loan

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Demand Loan (Personal Loan)

Purpose Limit Rate of Interest
Personal, Business, House Repairing, Social Work Maximum Up To Rs. 50,000 Demand Loan (Unsecured) – 48 Months - 15 %
Vyasayik Loan (Unsecured) – 60 Months - 15 %
Personal Loan (Unsecured) – 60 Months - 12 %
Documentation For Applicant :
  • (1) Passport Size Photos
  • (2) Photo ID - Pancard / I-Card (Ele. Card / Driving Licence / Passport / Aadhar Card)
  • (3) Date of Birth proof
  • (4) Applicant’s Income Proof :
    (i) If employed, salary slip of last month and copy of Form-16, IT Return and Statement of Total Income
    (ii) In case of a Firm/Co.
    Copy of Partnership Deed (in case of partnership firm)
    Copy of Income Tax Return and Statement of Total Income
    Firm’s Last 3 Years’ Trading A/C, Profit & Loss A/C and Balance Sheet
  • (5) If maintaining account with other bank then copy of bank statement and details of loan availed, if any
  • (6) Property Documents : City Surveyor’s Certificate / 7/12 Copy / Certificate Given by the Society / Tax Bill
Documentation For Guarantor :
  • (1) Passport Size Photos
  • (2) Photo ID - Pancard / I-Card (Ele. Card / Driving Licence / Passport / Aadhar Card)
  • (3) Date of Birth proof
  • (4) Income Proof :
    (i) If employed, salary slip of last month and copy of Form-16, IT Return and Statement of Total Income
    (ii) In case of a Firm/Co.
    Copy of Partnership Deed (in case of partnership firm)
    Copy of Income Tax Return and Statement of Total Income
    Firm’s Last 2 Year's Trading A/C, Profit & Loss A/C and Balance Sheet
  • (5) Property Documents : City Surveyor’s Certificate / 7/12 Copy / Certificate Given by the Society / Tax Bill
Note : Certified / Self Attested copies should be attached with this application form

Please Note that this list is Indicative. The Bank may ask for further Document If Necessary.

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